/* ==========================================================================
   Home sections 1b, 5–9 + footer + dock.  Tokens: main.css :root
   ========================================================================== */

.gf-sr { position: absolute; width: 1px; height: 1px; overflow: hidden; clip-path: inset(50%); white-space: nowrap; }
.gf-hp { position: absolute; width: 1px; height: 1px; padding: 0; border: 0; opacity: 0; clip-path: inset(50%); overflow: hidden; }

/* ---------- 1b · banks marquee ---------- */
.gf-banks {
	position: relative; display: flex; align-items: center; gap: var(--s-6);
	background: #fff; border-block: 1px solid var(--rule); padding-block: 22px; overflow: hidden;
}
.gf-banks__label {
	position: relative; z-index: 2; flex: none; padding-inline: var(--gutter) var(--s-6);
	font-size: var(--t-eyebrow); font-weight: 500; letter-spacing: .06em; color: var(--muted);
	background: #fff; box-shadow: -24px 0 24px 0 #fff; max-width: 210px; line-height: 1.35;
}
.gf-banks__track { display: flex; width: max-content; animation: gf-marquee 38s linear infinite; }
.gf-banks:hover .gf-banks__track { animation-play-state: paused; }
.gf-banks__track ul { display: flex; flex: none; }
.gf-banks__track li { display: flex; align-items: center; gap: 44px; padding-inline-end: 44px; font-family: var(--f-display); font-size: 1.6rem; color: var(--brand); white-space: nowrap; opacity: .82; }
.gf-banks__track li::after { content: ""; width: 5px; height: 5px; border-radius: 50%; background: var(--gold); }
@keyframes gf-marquee { to { transform: translateX(50%); } }

/* ---------- 5 · process ---------- */
.gf-process { padding-block: var(--s-9) var(--s-8); background: var(--paper); }
.gf-process__pin { overflow: hidden; }
.gf-process__head { display: flex; align-items: flex-end; justify-content: space-between; gap: var(--s-6); margin-bottom: var(--s-7); }
.gf-process__head .gf-h2 { margin-top: var(--s-4); }
.gf-process__progress { width: min(260px, 30vw); height: 2px; background: var(--rule); position: relative; overflow: hidden; margin-bottom: 14px; }
.gf-process__progress span { position: absolute; inset: 0; background: var(--gold); transform: scaleX(0); transform-origin: right; }
.gf-process__track {
	display: flex; gap: var(--gutter); width: max-content;
	padding-inline: max(var(--gutter), calc((100vw - var(--container)) / 2));
}
.gf-step {
	position: relative; width: clamp(300px, 30vw, 430px); min-height: 440px; flex: none;
	display: flex; flex-direction: column; padding: var(--s-6);
	background: var(--sheet); border-radius: var(--r-m);
	box-shadow: 0 0 0 1px rgba(51, 52, 60, .06), 0 30px 60px -40px rgba(51, 52, 60, .35);
}
.gf-step::before { content: ""; position: absolute; inset-block: 0; inset-inline-end: 64px; width: 1px; background: rgba(191, 156, 89, .28); }
.gf-step__top { display: flex; align-items: flex-start; justify-content: space-between; }
.gf-step__num { font-family: var(--f-display); font-size: 5.6rem; line-height: .8; color: transparent; -webkit-text-stroke: 1.2px var(--gold-ink); letter-spacing: -.04em; }
.gf-step__time { position: relative; z-index: 1; font-size: .8rem; font-weight: 500; padding: 6px 12px; border-radius: var(--r-pill); background: var(--paper); border: 1px solid var(--rule); }
.gf-step__title { font-size: var(--t-h3); margin-top: auto; padding-top: var(--s-7); }
.gf-step__split { margin: var(--s-5) 0 0; display: grid; gap: 14px; }
.gf-step__split > div { display: grid; grid-template-columns: 64px 1fr; gap: 12px; align-items: baseline; padding-top: 14px; border-top: 1px solid var(--rule); }
.gf-step__split dt { font-size: .75rem; font-weight: 600; letter-spacing: .08em; }
.gf-step__split .is-you dt { color: var(--muted); }
.gf-step__split .is-us dt { color: var(--gold-ink); }
.gf-step__split dd { margin: 0; font-size: .98rem; color: var(--brand); line-height: 1.55; }
.gf-step__split .is-you dd { font-weight: 500; color: var(--ink); }
.gf-step--end { background: var(--ink); color: var(--paper); justify-content: flex-end; gap: var(--s-4); }
.gf-step--end::before { background: rgba(191, 156, 89, .22); }
.gf-step__end-kicker { font-size: var(--t-eyebrow); letter-spacing: .08em; color: rgba(255, 255, 255, .6); }
.gf-step__end-title { font-family: var(--f-display); font-size: clamp(2.6rem, 4vw, 3.8rem); line-height: 1; margin-bottom: var(--s-5); }
.gf-step--end .gf-btn { align-self: flex-start; }

/* ---------- 6 · Gil ---------- */
.gf-gil { padding-block: var(--s-10) var(--s-9); }
.gf-gil__grid { display: grid; grid-template-columns: repeat(12, minmax(0, 1fr)); gap: var(--gutter); align-items: center; }
.gf-gil__media { grid-column: 1 / span 5; position: relative; margin: 0; }
.gf-gil__frame { overflow: hidden; border-radius: var(--r-m); }
.gf-gil__media img { width: 100%; aspect-ratio: 4 / 5; object-fit: cover; }
.gf-gil__tag {
	position: absolute; inset-inline-start: -28px; bottom: 36px; display: flex; align-items: baseline; gap: 10px;
	background: var(--sheet); padding: 16px 22px; border-radius: var(--r-m); font-size: .9rem; font-weight: 500;
	box-shadow: 0 24px 50px -24px rgba(51, 52, 60, .45);
}
.gf-gil__tag span { font-family: var(--f-display); font-size: 2.6rem; line-height: 1; color: var(--gold-ink); }
.gf-gil__body { grid-column: 7 / span 6; }
.gf-gil__quote { margin: var(--s-5) 0 0; }
.gf-gil__quote p { font-family: var(--f-display); font-size: clamp(2rem, 3.5vw, 3.4rem); line-height: 1.12; letter-spacing: -.015em; }
.gf-gil__quote em { font-style: normal; background: linear-gradient(transparent 64%, rgba(220, 194, 145, .6) 64%); }
.gf-gil__sign { display: flex; align-items: center; gap: var(--s-5); margin-top: var(--s-7); }
.gf-gil__sig { width: 150px; height: 44px; flex: none; fill: none; stroke: var(--ink); stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.gf-gil__sign b { display: block; font-size: 1.1rem; }
.gf-gil__sign span { font-size: var(--t-small); color: var(--muted); }
.gf-gil__creds { margin-top: var(--s-6); padding-top: var(--s-5); border-top: 1px solid var(--rule); display: grid; gap: 10px; }
.gf-gil__creds li { display: flex; align-items: center; gap: 10px; font-size: 1rem; }
.gf-gil__creds .gf-icon { color: var(--deposit); stroke-width: 2.2; }

/* ---------- 7 · reviews: see chrome.css (carousel) ---------- */

/* ---------- 8 · FAQ ---------- */
.gf-faq { padding-block: var(--s-9) var(--s-10); }
.gf-faq__grid { display: grid; grid-template-columns: repeat(12, minmax(0, 1fr)); gap: var(--gutter); align-items: start; }
.gf-faq__head { grid-column: 1 / span 5; position: sticky; top: calc(var(--header-h) + 32px); }
.gf-faq__head .gf-h2 { margin-top: var(--s-4); }
.gf-faq__lead { margin-top: var(--s-5); color: var(--muted); max-width: 30ch; }
.gf-faq__lead a { color: var(--ink); font-weight: 500; text-decoration: underline; text-decoration-color: var(--gold); text-underline-offset: 4px; }
.gf-faq__list { grid-column: 7 / span 6; border-top: 1px solid var(--ink); }
.gf-qa { border-bottom: 1px solid var(--rule); }
.gf-qa summary { display: grid; grid-template-columns: 40px 1fr 28px; align-items: center; gap: 12px; padding-block: 24px; cursor: pointer; list-style: none; }
.gf-qa summary::-webkit-details-marker { display: none; }
.gf-qa__n { font-size: .78rem; color: var(--gold-ink); font-variant-numeric: tabular-nums; letter-spacing: .08em; }
.gf-qa__q { font-size: 1.22rem; font-weight: 500; line-height: 1.35; transition: color .3s; }
.gf-qa summary:hover .gf-qa__q { color: var(--gold-ink); }
.gf-qa__icon { position: relative; width: 28px; height: 28px; border-radius: 50%; border: 1px solid var(--rule); transition: background-color .4s var(--ease), border-color .4s; }
.gf-qa__icon::before, .gf-qa__icon::after { content: ""; position: absolute; top: 50%; inset-inline: 8px; height: 1.5px; margin-top: -.75px; background: var(--ink); transition: transform .5s var(--ease); }
.gf-qa__icon::after { transform: rotate(90deg); }
.gf-qa[open] .gf-qa__icon { background: var(--gold); border-color: var(--gold); }
.gf-qa[open] .gf-qa__icon::after { transform: rotate(0); }
.gf-qa__a { padding: 0 52px 26px 40px; }
.gf-qa__a p { color: var(--brand); max-width: 60ch; }
.gf-qa[open] .gf-qa__a { animation: gf-qa-in .5s var(--ease); }
@keyframes gf-qa-in { from { opacity: 0; transform: translateY(-6px); } }

/* ---------- 9 · final CTA + form ---------- */
.gf-cta { position: relative; background: var(--ink); color: var(--paper); padding-block: calc(var(--s-10) + 20px) var(--s-10); overflow: hidden; isolation: isolate; }
.gf-cta::after { content: ""; position: absolute; inset-inline-end: -10%; top: 10%; width: 60%; aspect-ratio: 1; border-radius: 50%; background: radial-gradient(circle, rgba(191, 156, 89, .16), transparent 62%); z-index: -1; }
.gf-cta__edge { position: absolute; inset-inline: 0; top: 0; height: 12px; background: linear-gradient(-45deg, transparent 8px, var(--paper) 0) 0 0 / 16px 16px, linear-gradient(45deg, transparent 8px, var(--paper) 0) 0 0 / 16px 16px; }
.gf-cta__grid { display: grid; grid-template-columns: repeat(12, minmax(0, 1fr)); gap: var(--gutter); align-items: center; }
.gf-cta__copy { grid-column: 1 / span 6; }
.gf-cta__title { font-size: clamp(2.8rem, 6vw, 6.4rem); line-height: .98; margin-top: var(--s-5); letter-spacing: -.02em; }
.gf-cta__points { margin-top: var(--s-7); display: grid; gap: 14px; }
.gf-cta__points li { display: flex; align-items: center; gap: 12px; font-size: 1.1rem; color: rgba(255, 255, 255, .82); }
.gf-cta__points .gf-icon { color: var(--gold); stroke-width: 2.2; }
.gf-cta__sheet { grid-column: 8 / span 5; }

.gf-form { position: relative; background: var(--sheet); color: var(--ink); border-radius: var(--r-m); padding: 30px 32px 28px; box-shadow: 0 50px 100px -40px rgba(0, 0, 0, .6); transform: rotate(-1.2deg); }
.gf-form__head { display: flex; align-items: center; gap: 10px; padding-bottom: 16px; border-bottom: 3px double var(--ink); font-weight: 600; }
.gf-form__head .gf-mark { height: 26px; }
.gf-form__head small { margin-inline-start: auto; font-weight: 500; color: var(--muted); font-variant-numeric: tabular-nums; }
.gf-form__chips { border: 0; margin: 22px 0 6px; padding: 0; display: flex; flex-wrap: wrap; gap: 8px; }
.gf-form__chips legend { font-size: .85rem; font-weight: 500; color: var(--muted); margin-bottom: 10px; padding: 0; }
.gf-form__chips label { position: relative; cursor: pointer; }
.gf-form__chips input { position: absolute; opacity: 0; inset: 0; margin: 0; cursor: pointer; }
.gf-form__chips span { display: block; padding: 9px 16px; border-radius: var(--r-pill); border: 1px solid var(--rule); font-size: .9rem; font-weight: 500; transition: background-color .3s var(--ease), color .3s var(--ease), border-color .3s; }
.gf-form__chips input:checked + span { background: var(--ink); color: var(--paper); border-color: var(--ink); }
.gf-form__chips input:focus-visible + span { outline: 2px solid var(--gold-ink); outline-offset: 2px; }
.gf-field { margin-top: 18px; }
.gf-field label { display: block; font-size: .85rem; font-weight: 500; color: var(--muted); }
.gf-field input { width: 100%; height: 50px; margin-top: 2px; padding: 0; border: 0; border-bottom: 1.5px solid rgba(51, 52, 60, .3); border-radius: 0; background: transparent; font: inherit; font-size: 1.2rem; color: var(--ink); transition: border-color .3s; }
.gf-field input[dir="ltr"] { text-align: right; }
.gf-field input:focus { outline: 0; border-bottom-color: var(--gold); }
.gf-field__err { display: none; margin-top: 6px; font-size: .82rem; color: var(--danger); }
.gf-field.has-error input { border-bottom-color: var(--danger); }
.gf-field.has-error .gf-field__err { display: block; }
.gf-form__submit { width: 100%; margin-top: 26px; }
.gf-form__submit[disabled] { opacity: .6; pointer-events: none; }
.gf-form__note { margin-top: 12px; font-size: .78rem; color: var(--muted); text-align: center; }
.gf-form__note a { text-decoration: underline; }
.gf-form__error { margin-top: 12px; font-size: .88rem; color: var(--danger); text-align: center; }
.gf-form.is-done > :not(.gf-form__head):not(.gf-form__done) { display: none; }
.gf-form__done { padding: 36px 4px 12px; text-align: center; }
.gf-form__done-title { font-family: var(--f-display); font-size: 2.2rem; margin-top: 22px; }
.gf-form__done p:last-child { color: var(--brand); margin-top: 8px; }
.gf-stamp--done { position: relative; inset: auto; display: inline-grid; transform: rotate(-8deg); }

/* ---------- footer ---------- */
.gf-footer { position: relative; background: var(--ink); color: rgba(255, 255, 255, .72); overflow: hidden; border-top: 1px solid rgba(255, 255, 255, .08); }
.gf-footer a { transition: color .3s; }
.gf-footer a:hover { color: var(--paper); }
.gf-footer__cta { display: grid; grid-template-columns: 1fr auto; align-items: end; gap: var(--s-4) var(--s-6); padding-block: var(--s-9) var(--s-8); border-bottom: 1px solid rgba(255, 255, 255, .1); }
.gf-footer__kicker { grid-column: 1 / -1; font-size: 1.05rem; color: rgba(255, 255, 255, .6); }
.gf-footer__big { font-family: var(--f-display); font-size: clamp(2.8rem, 7vw, 7.2rem); line-height: .95; color: var(--paper); letter-spacing: -.02em; }
.gf-footer__actions { display: flex; align-items: center; gap: var(--s-5); padding-bottom: 12px; }
.gf-footer__tel { display: inline-flex; align-items: center; gap: 10px; font-size: 1.35rem; font-weight: 500; color: var(--paper); font-variant-numeric: tabular-nums; }
.gf-footer__cols { display: grid; grid-template-columns: 1.7fr 1fr 1fr 1.3fr; gap: var(--s-7); padding-block: var(--s-8); }
.gf-footer__brand p { margin-top: var(--s-5); max-width: 36ch; font-size: .98rem; line-height: 1.7; }
.gf-footer__brand .gf-logo__svg { height: 50px; }
.gf-footer__badges { display: flex; flex-wrap: wrap; gap: 8px; margin-top: var(--s-5); }
.gf-footer__badges li { font-size: .78rem; padding: 6px 12px; border-radius: var(--r-pill); border: 1px solid rgba(191, 156, 89, .35); color: var(--gold-hi); }
.gf-footer__h { font-size: var(--t-eyebrow); font-weight: 600; letter-spacing: .1em; color: var(--gold); margin-bottom: var(--s-5); }
.gf-footer__col ul { display: grid; gap: 12px; }
.gf-footer__col a, .gf-footer__meta { display: inline-flex; align-items: center; gap: 10px; font-size: 1rem; }
.gf-footer__col .gf-icon { color: var(--gold); opacity: .9; }
.gf-footer__meta { color: rgba(255, 255, 255, .55); font-size: .92rem !important; }
.gf-footer__social { display: inline-flex; align-items: center; gap: 10px; margin-top: var(--s-5); padding: 8px 18px 8px 8px; border-radius: var(--r-pill); border: 1px solid rgba(255, 255, 255, .2); font-size: .92rem; color: var(--paper); transition: background-color .35s var(--ease), color .35s var(--ease), border-color .35s; }
.gf-footer__social .gf-icon { width: 28px; height: 28px; color: var(--gold-hi); transition: color .35s var(--ease); }
.gf-footer__social:hover { background: var(--gold); border-color: var(--gold); color: var(--ink); }
.gf-footer__social:hover .gf-icon { color: var(--ink); }
.gf-footer__word { position: relative; text-align: center; line-height: .78; margin-bottom: -.16em; pointer-events: none; user-select: none; }
.gf-footer__word span {
	display: inline-block; font-family: var(--f-display); font-size: min(16.5vw, 17rem); white-space: nowrap; letter-spacing: -.03em;
	color: transparent; -webkit-text-stroke: 1px rgba(191, 156, 89, .38);
	background: linear-gradient(to bottom, rgba(191, 156, 89, .14), transparent 70%); -webkit-background-clip: text; background-clip: text;
}
.gf-footer__legal { position: relative; display: flex; flex-wrap: wrap; align-items: center; gap: 12px var(--s-6); padding-block: 22px 28px; border-top: 1px solid rgba(255, 255, 255, .1); font-size: .84rem; background: var(--ink); }
.gf-footer__legal ul { display: flex; flex-wrap: wrap; gap: 4px 20px; }
.gf-footer__legal a { display: inline-flex; align-items: center; min-height: 28px; }
.gf-footer__credit { margin-inline-start: auto; }
.gf-footer__credit a { color: var(--gold-hi); text-decoration: underline; text-underline-offset: 3px; }
.gf-footer__disclaimer { flex-basis: 100%; font-size: .8rem; color: rgba(255, 255, 255, .68); max-width: 110ch; }

/* ---------- mobile dock ---------- */
.gf-dock { display: none; }

/* ---------- motion pre-states ---------- */
.js.gf-motion .gf-gil__sig path { stroke-dasharray: 600; stroke-dashoffset: 600; }

/* ---------- responsive ---------- */
@media (max-width: 1024px) {
	.gf-process__head { flex-direction: column; align-items: flex-start; }
	.gf-process__progress { display: none; }
	.gf-process__viewport { overflow-x: auto; scroll-snap-type: x mandatory; scrollbar-width: none; padding-bottom: 8px; }
	.gf-process__viewport::-webkit-scrollbar { display: none; }
	.gf-step { scroll-snap-align: start; min-height: 400px; width: min(82vw, 380px); }
	.gf-gil__media, .gf-gil__body { grid-column: 1 / -1; }
	.gf-gil__media { max-width: 520px; }
	.gf-gil__tag { inset-inline-start: 16px; bottom: 16px; }
	.gf-gil { padding-block: var(--s-9); }
	.gf-reviews__head { flex-direction: column; align-items: flex-start; }
	.gf-faq__head, .gf-faq__list { grid-column: 1 / -1; }
	.gf-faq__head { position: static; margin-bottom: var(--s-6); }
	.gf-cta__copy, .gf-cta__sheet { grid-column: 1 / -1; }
	.gf-cta__sheet { margin-top: var(--s-7); }
	.gf-footer__cta { grid-template-columns: 1fr; }
	.gf-footer__cols { grid-template-columns: 1fr 1fr; }
	.gf-footer__brand { grid-column: 1 / -1; }

	.gf-dock {
		position: fixed; inset-inline: 10px; bottom: 10px; z-index: 40; display: grid; grid-template-columns: 1fr 1fr 1.6fr; gap: 6px;
		padding: 6px; background: #fff; border-radius: 18px; box-shadow: 0 0 0 1px rgba(51, 52, 60, .08), 0 20px 40px -12px rgba(51, 52, 60, .4);
		transform: translateY(140%); transition: transform .6s var(--ease);
	}
	.gf-dock.is-on { transform: none; }
	.gf-dock a { display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 2px; height: 54px; border-radius: 13px; font-size: .8rem; font-weight: 500; }
	.gf-dock a .gf-icon { width: 20px; height: 20px; }
	.gf-dock .gf-dock__main { flex-direction: row; gap: 8px; background: var(--gold); font-size: .98rem; font-weight: 600; }
	.gf-menu-open .gf-dock { transform: translateY(140%); }
	.gf-footer { padding-bottom: 84px; }
}
@media (max-width: 640px) {
	.gf-banks { flex-direction: column; align-items: stretch; gap: 12px; padding-block: 18px; }
	.gf-banks__label { max-width: none; box-shadow: none; background: none; padding-inline: var(--gutter); }
	.gf-banks__track li { font-size: 1.25rem; gap: 28px; padding-inline-end: 28px; }
	.gf-step__num { font-size: 4.4rem; }
	.gf-qa__q { font-size: 1.06rem; }
	.gf-qa__a { padding-inline: 0; }
	.gf-form { padding: 24px 20px; transform: none; }
	.gf-footer__cols { grid-template-columns: 1fr; gap: var(--s-6); }
	.gf-footer__actions { flex-direction: column; align-items: stretch; }
	.gf-footer__credit { margin-inline-start: 0; }
}
@media (prefers-reduced-motion: reduce) {
	.gf-banks__track { animation: none; }
	.js.gf-motion .gf-gil__sig path { stroke-dashoffset: 0; }
}

/* Home already ends with the form section; skip the duplicate footer CTA there. */
body:has(#check) .gf-footer__cta { display: none; }